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House and Lot for Sale in Liloan Cebu
VILLA KARMINA

Location: Upper Yati, Liloan Cebu

 

 

 

Victoria Model

Floor plan

Click the Floor plan to enlarge

   

Rowhouse

 

Click the Floor Plan to enlarge

Villa karmina Subdivision Map
 

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  • Total Lot Area: 11,208 sqm.
  • Saleable Lot: 7,267 sqm (65%)
  • Road Lot area: 3,538 sqm (13.5%)
  • Open Space: 388 sqm.
  • Space for sedimentation tank: 15 sqm (0.14%)
  • Total No. of Saleable lots: 97

 

BUILDING SPECIFICATIONS:

Victoria Model Rowhouse

A) ARCHITECTURAL

  • 9 panels 12-Blade Glass Jalousie Windows
  • 2 Panels 8-Blade Glass Jalousie Windows
  • 1 Panel 5-Blade Glass Jalousie Window
  • 3 Flush Doors with Door Jambs
  • Interior Floor and Walls - Plaster Finish
  • Exterior Walls - Plaster Finish
  • Ceiling - Ordinary Plywood
  • Roof Framing - C-purlins with Red Lead Primer
  • Roofing and Long Span Pre-painted Roofing Sheets
  • Firewall Sharing

B. ELECTRICAL

  • 5 incandescent bulbs at 25 watts
  • 3 units light switches (1 single gang, 2 double gang)
  • 3 units Double Convenience Outler
  • Electrical Supply Provision

C. PLUMBING

  • Toilet Bowl with Water Closet
  • Kitchen Sink with Basket Strainer
  • 4"X4" Plastic Floor Drain
  • Ceramic Tiles on Kitchen Counter
  • Ceramic Tiles on Toilet & Bath
  • Individual Septic Tank
  • Water Supply Piping Provision

 

A) ARCHITECTURAL

  • 5 panels 12-Blade Glass Jalousie Windows
  • 3 Panels 8-Blade Glass Jalousie Windows
  • 1 Panel 5-Blade Glass Jalousie Window
  • 3 Flush Doors (No Jambs)
  • Interior Floor and Walls - Plaster Finish
  • Exterior Walls - Plaster Finish
  • No Ceiling, No Wall Partition
  • Roof Framing - C-purlins with Red Lead Primer
  • Roofing and Long Span Pre-painted Roofing Sheets
  • Firewall Sharing

B. ELECTRICAL

  • 5 units Porcelain socket provision
  • 3 units light switches (1 single gang, 2 double gang)
  • 3 units Double Convenience Outlet
  • Electrical Supply Provision

C. PLUMBING

  • Toilet Bowl with Water Closet
  • Kitchen Sink with Faucet
  • 4"X4" Plastic Floor Drain
  • No Tiles on Toilet Flor & Walls
  • Individual Septic Tank
  • Water Supply Piping Provision

 

ESTIMATED FINAL COMPUTATION & APPROVAL BY HDMF:

(Philippine Peso)

VICTORIA MODEL

Loanable Amount >>  
668,000.00
 
Model: Victoria Appraisal Value 671,550.00 estimated loanable
Area: 88 sqm Actual Buyer Applied
668,000.00
 
Lot Price >>
396,000.00
     
         
House Price >>
235,000.00
631,000.00
 
Add:
 
Transfer Cost
37,900.00
668,900.00
 
Guarantee Fee
9,735.00
 
Reservation Fee
5,000.00
 
Processing Fee
5,000.00
19,735.00
 
TOTAL
688,635.00
 
Less:
 
Reservation
5,000.00
 
Processing Fee
5,000.00
 
Retention Fee 7%
45,430.00
 
Est. HDMF loan take out
593,901.20
649,331.20
 
TOTAL EQUITY
39,303.00
remaining equity 4 months to pay
         
Schedule of Payments Example:    
Reservation Fee
11/12/2007
5,000.00
   
Procesing Fee
12/12/2007
5,000.00
   
Equity
6/23/2007
9,825.95
monthly for 4 months  
Final computation / approval upon signing of contract to sell
Check Salary        
Family Net Income
16,300.00
     
Monthly Amortization:    
6,099.49
15 years
     
5,297.79
20 years
     
4,853.10
25 years
     
4,583.91
30 years
     

ROWHOUSE

Loanable Amount >>   400,000.00  
Model: Rowhouse Appraisal Value 440,760.00.00 estimated loanable
Area: 48 sqm Actual Buyer Applied
400,000.00
 
Lot Price >>
216,000.00
 
House Price
175,000.00
391,000.00
 
Add:
 
Transfer Cost
23,500.00
414,500.00
 
Guarantee Fee
6,210.00
 
Reservation Fee
5,000.00
 
Processing Fee
5,000.00
16,210.00
 
    TOTAL
430,710.00
 
Less        
Reservation
5,000.00
 
Processing Fee
5,000.00
 
Retention 7%
28,900.00
 
Est. HDMF loan take out
377,394.23
416,374.23
 
    TOTAL EQUITY
14,335.77
remaining equity 4 months to pay
Schedule of Payments Example:    
Reservation Fee
11/12/2007
5,000.00
   
Processing Fee
12/12/2007
5,000.00
   
Equity
01/12/2008
3,503.94
for 4 months  
         
Final computation / approval upon signing of contract to sell
Check Salary
Family Net Income
8,200.00
     
Monthly Amortization:    
4,003.05
15 years
     
3,491.64
20 years
     
3,207.97
25 years
     
3,036.25
30 years
     
 
     
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