Cebu Real Estate Information

Comprehensive information for empowerment of property buyers, sellers, and salespersons


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Cebu Properties

CEBU CITY
HOUSE & LOT  

8 Maria Luisa H&L
Jasmine 4BR
Lily 4BR
Rose 3BR Duplex
Alta Vista(Lot only)
Courtyards of Pasadena
Gio Homes Labangon
Gio Homes Motra Tisa
Greenwoods
La Gracietta Townhouse
Lahug 4-BR house & Lot
Lexi Homes Busay
Maria Luisa  (Lot only)
Metropolis (Lot only)
Newtown Estate Pardo

RIVERDALE (5 models)

    Murano 4BR
  
Sapphire 3.5BR
   
Emerald 4BR
   
Ruby 4.5BR
   
Gavina 5BR

RIVERFRONT (5 models)

    Fatima 5BR
   
Elaisa  5BR
  
Drina   4BR
   
Carmela 3BR
   
Marga  2BR
St. Anthony Talamban
Sto Nino Village 2storey
Sto Nino Village 1storey
Villa Quijano Banawa


CEBU NORTH
HOUSE & LOT
Aduna Beach Villas
Amoa Subdivision
Anami Homes Jugan
Aspen Heights  (Lot only)
Casa Cerro Compostela
Colorado Homes
Colorado Homes 2
El Montegrande Heights
El Montegrande 200 sqm Lot
El Monteverde de Cebu
Elizabeth View Homes
Florence Canduman
Garden Bloom Villas

LA ALMIRAH CREST

  Grania Bungalow
 
Lunah 2-storey 4BR
Mandaue Lot 7,825 sqm
Molave Highlands RFO
Monte Verde House

Nangka Consolacion lot
Northfield Residences
North Verdana
Pristine Grove
Redwood Subdivision
Richwood Homes
The Heritage (Lot only)
Villa Azalea
Villa Rosanna
Virtacci Hills
Vista Montana (Lot only)
Yanessa Country Homes

Yati Liloan lot 100 sqm

MACTAN HOUSE & LOT

Acasys Homes
Alegria Palms Dos
Anami Homes Mactan
Astele
Beverly Place
Blessed Sacrament
City Homes Mactan
CKL Homes
Costa del Sol 1-storey
Gio Homes Mactan
Goldmine Residences
Happy Homes Soong
Island Homes

LA ALDEA DEL MAR

   Regular Unit
  
Corner End Unit 

MACTAN PLAINS

    Erin model
  
Kiara model


Modena Subd Lapu-lapu
Navona Subdivision
Pacific Grande 2
Park Place Twin Homes
Portville Townhouse
Solare
Summerville Cordova
Sunberry Homes
Vistamar Lot 421 sqm


CEBU SOUTH
HOUSE & LOT
 

88 Brookside
Azienda Firenze house
Azienda Genova
Azienda Venezia FSBO
Baywalk Talisay
Beachfront house Talisay
Fairview Village Talisay
City Homes Minglanilla
Gio Homes SRP
Luana Homes
Malibu Residence
Monte Carlo Subd RFO
Monte Cristo Res.
San Fernando 2.5 hec
South Covina
Tali Residences
The Heights
The Villagio
Velmiro Heights
Villa Purita Minglanilla
Vista Grande
Woodway Townhomes

CONDOMINIUMS 

1016 Residences
Amisa Condo
Apple One Banawa
Arterra Residences
Atelier Residences
Avalon Condo Ayala
Avida Towers
Azalea Place
Azon Residences
Eagles Nest
Grand Cenia condotel
Grand Residences
Horizons 101
La Mirada
Mabolo Garden Flats
Midori Residences
Myvan Cityscape
Myvan Cityscape 2

MYVAN GRAND TOWER

    Studio unit
  
2-bedroom unit
One Oasis
One Pavilion Place
Pacific Grande condo
Penthouse Woodcrest
Queensland Manor
Saekyung Village One
Sedona Parc - Ayala
Solinea City Resort
Sundance Residences
The Persimmon
The Trillium Residences
Urban Deca Homes Tisa
Vertu Residences
Woodcrest 2BR condo rfo

RAW & COMMERCIAL LOTS

Lahug 6,409 sqm titled lots
Casili Mandaue 7,825 sqm
SanFernando 2.5 hec. cheap
D Jakosalem St. Cebu City
C Padilla St. Cebu City
Pit-os Talamban 5,360 sm
Buagsong Cordova 2386 sm
Calajo-an Minglanilla 285sm

Candulawan Minglanilla

Pacnaan Mandaue 1255 sm

Tungkil MInglanilla 278 sm

Calero Liloan lot 2242 sm

Cansojong Talisay 575 sm

Sabang Danao 16,426 sm

FOR RENT HOUSE/CONDO

Maria Luisa House
IT Park Lahug 1BR condo
Dona Rita Village Cebu City
Condo 10k/month
1-BR Condo 12k/month

Commercial space rent


Manuel Jr Arengo

 

Use this link to verify if your
agent or broker  is Listed in
PRC as Real Estate Broker


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CTS Gold

WHAT IS CTS GOLD?

It  is a Gold Opportunity created  by 8990 Housing Development Corporation to make owning a DECA Homes very affordable  in the most easiest way and earliest possible time to Move-In.

  -  It's is a newly innovated program and the only payment scheme  that 8990 Housing Development Corporation can offer to our prospective buyers.

ULTIMATE GOAL:

Within four (4) years  from date of reservation, the balance of the deffered payment plan (DPP) maybe processed for Pag –IBIG take-out at the instance of 8990.

TWO KINDS OF CTS GOLD: 

1.    CTS Gold convertible  (white CTS)

2.    CTS Gold Straight  ( 25 yrs blue CTS)

Buyers who are not more than 60 years old, gainfully employed or Self employed , and whose Net Disposable Income (NDI) is 100% of or greater than the monthly  amortization of the unit they intend to acquire.

NDI FORMULA:   100% NDI  = MONTHLY AMORTIZATION

NDI COMPUTATION:

GROSS INCOME           Php   7,600.00
Less:  Deductions
           SSS                                  200.00
           Pag-Ibig Contribution        200.00
           Philhealth Contribution     200.00
NET DISPOSABLE INCOME (NDI)    Php  7, 000.00
                                  ========
Monthly Amortization      Php 7,000.00

RESERVATION POLICY

Passes the NDI Requirement
Pays P 5,000.00 Reservation Fee
Submits the following documents:
         (I)   Buyers Info Sheet + four  (4) 1 x 1 ID photo
         (II)  Gov’t. issued ID (ex: driver’s license, SSS ID), company
                     ID & other identification papers, if needed
          (III) 1-month Pay slip and / or proof of other income and / or assets
          (IV) Proof of Pag-IBIG membership
          (V )  Contract to Sell
          (VI)  Deed of Restriction
          (VII)  Option Agreement
          (VIII) Required Post dated Checks (3 equity installments + 24 for
                        monthly amortizations and SRI/FI premiums + 1 guarantee
                        check

EQUITY PAYMENT:

A. At  least Php 15,000.00 payable over  3 monthly installments and a maximum of 6 monthly installments
 which will commence 30 days after Reservation Date and every 30 days thereafter covered with PDC

B. If the unit is not ready for delivery after the buyer had already paid the equity of P15,000.00, he may continue paying the installments of P5,000.00 per month until the unit is delivered.  In which case, the total amount paid prior to the delivery of the unit shall be considered equity payment and be deducted from the Package Price to determine the amount subject to the Deferred Payment Plan


C. If the buyer’s NDI requires him to pay an equity greater than P15,000.00, the said equity shall be payable over a maximum    

period of 6 monthly installments. However, in no case shall the monthly equity installment amount to less than P5,000.00.

D. Delay in the payment of equity installment shall be charged the following:
        (a).    Interest of 12% P.A.
        (b).    Penalty of 1/10 of 1% for everyday of delay.

E. The buyer may opt, at any time, to advance the payment of equity.

BALANCE AFTER EQUITY:

Deferred payment plan (DPP) via monthly amortization, inclusive of SRI/FI premiums, over 25 years;  with Pag-IBIG take-out mechanism within 4 years  from reservation date.

In no case shall the maturity date of the DPP term go beyond the date the buyer reaches the age of 7 years old.

SAMPLE COMPUTATION:

Total Contract Price                        Php       778,000.00
Less:   Reservation Fee                                    5,000.00
            Equity  (3 mos.@ Php 5,000.00)         15,000.00
Balance for DEFERRED PAYMENT PLAN   758,000.00   
Interest Rate 8.5% (8.05227)
Monthly Amortization for 25 years                     6,103.62                      
Add:  Fire Insurance                                               80.22
          Sales Redemption Insurance                     252.67
Total monthly Amortization                   Php       6,436.51
       (Payable for 4 years)                       ==============

C. If the Pag-IBIG take-out is successful within the prescribed period, all  conversion expenses related to the  transfer of ownership over the unit to the buyer shall be borne by 8990. Otherwise, the account shall remain under CTS Gold  and the buyer shall shoulder the said  expenses, except for the capital gains tax     or creditable withholding tax, which shall remain for the account of 8990.

HOW MUCH IS THE INTEREST RATE?

CTS convertible – Fixed at 8.5% p.a. fixed for the 1st 4 years, 11.5% p.a. fixed for years 5 to 25, if not transferred to HDMF.

 CTS Straight – 11.5% p.a. fixed from the start it there is no plan of transferring to HDMF.

PRE-PAYMENT:

Within the 1st 4 years of  the Deferred Payment Plan, the buyer shall be allowed to make full or partial payments at no prepayment premium. After the 4th year, all prepayments shall be subject to a prepayment  premium equivalent  to 5% of the amount prepaid.

MOVE IN:

The buyer may move in after paying the minimum Equity of Php 15,000.00 and move in earlier, provided that all the required documents enumerated above are all submitted and the loan application of the buyer is approved and after the LOAN TAKE OUT.
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